I’m so glad you stopped by to read this article. My name is Choice. I live in a small town in Illinois. Just a regular old guy who likes helping people whenever I can. Being born in a tiny town in Alabama I’ve always had down home values. I want to help you raise your credit score and clean up credit.
You are going to get a lot of valuable information from me in a way you can understand and act upon. I’m not a credit repair specialist or attorney. I won’t talk over your head to try and impress you. It’s time to get the truth about how to clean up credit in everyday language.
So this is my first article. Thank you very much.. There will be a new one coming out every few days, so stay tuned. We will end with enough education and motivation to be a real threat to those unfair credit bureaus.
Anyway let’s talk about credit bureaus and what they’re all about. Basically they’re all about money. The fact that they have ruined lives, marriages and families doesn’t seem to carry much weight. They are just big business, plain and simple.
Just about every company you do business with will report your payment history (good or bad) to these credit bureaus for a substantial fee. The credit bureaus accept whatever they say about you as truth. Hey, as long as they’re getting paid they don’t care.
So credit bureaus take all this information and create a profile on you, better known as a credit report. They give out information on where you live, how you pay your bills, whether you’ve filed bankruptcy, been sued…that type of stuff.
It’s like they’re telling your life’s story. The sad thing is that a lot of time the information is wrong or at least reported with errors. But because of the money they make, the credit bureaus will report these things until you make them remove them.
…and just fyi, the credit bureaus make even more money by selling everything they have on you to companies that pay for it. Those companies then make a decision on whether you buy a car or a home, get insurance or a job, and so forth. And when you think about how they report inaccurate information, it’s very troubling.
Credit bureaus want you to believe that there is NOTHING you can do about what they’re saying about you. They want you to believe THE ONLY thing that can clean bad credit or repair a bad credit report is mother time. Wrong answer.
The credit bureaus have to be 100% accurate when reporting bad credit on you. And that isn’t easy to do. Did you get that? It’s up to them to prove everything that’s reported is totally accurate. Otherwise it’s got to go. Did you know that?
So as we go forward in these articles we’re going to credit war to clean up credit for you. The very first thing we’ll do is show you how to get your free credit report and then stop those phone calls from harassing you.
Did I say no more phone calls from collection agencies? Yes I did. That alone will relieve some stress off of you.
It’s time for action. Let’s do it. Talk soon… Choice Harris